Wondering if you can afford solar? Curious if there’s a way to get more independence and financial benefits than what the leasing companies currently offer? There’s a simple answer to these questions: no money down solar loans. This month, Mosaic launched a new way to put solar on your home this summer for no money down. They will give you a no money down loan to finance the cost of the system, with the monthly loan payments less than the typical Californian’s current electricity bill. They’ve partnered with established local installer partners across California and have plans to expand to other states in the coming months. Of course, Mosaic first made waves last year with its innovative crowdfunding platform and is running a campaign for everybody to #PutSolarOnIt featuring tweets by just a few notables: Solar’s been all over the news recently – with claims of rapid cost decreases and more and more homeowners choosing solar themselves. I’ve avoided the lease companies as I don’t want my roof owned by a third party for the next twenty years (or the complications if for some reason I needed to sell my house). But a loan, now we’re talking. Yet I’m a skeptic by nature, and so when I saw Mosaic’s offer roll around, I thought it may be too good to be true. So I figured I’d try it out – I signed up on their site at joinmosaic.com/go-solar to get my free savings estimate and within no time at all I was talking to one of their representatives on the phone. Turns out that even with my (what I thought was low) $110 per month electric bill, I could save money starting right away with a Mosaic Home Solar Loan. I haven’t yet gotten the installation, but will keep you updated as it progresses. So at some point over the last year or two, solar has gotten way more affordable than last time I checked. And by affordable, I mean a no-brainer – I was given a loan offer requiring no money down with loan payments less than my current cost of electricity. Being green just got a way lot easier!